NMIMS Retail banking solve assignments December 2024

NMIMS Global Access
School for Continuing Education (NGA-SCE)
Course: Retail Banking
Internal Assignment Applicable for December 2024 Examination
Assignment Marks: 30
Instructions:

 All Questions carry equal marks.
 All Questions are compulsory
 SUse relevant examples, illustrations as far as possible.
 All answers to be written individually. Discussion and group work is not advisable.
 Students are free to refer to any books/reference material/website/internet for
attempting their assignments, but are not allowed to copy the matter as it is from the
source of reference.
 Students should write the assignment in their own words. Copying of assignments
from other students is not allowed
 Students should follow the following parameter for answering the assignment
questions
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Q1. Monetary Policy is one the important drivers in growth & development of an economy.
Illustrate at least four instruments/tools which are used universally in implementation of
monetary policy. (10 marks)

Q2. Regulators of Retail Bank use Capital Adequacy Ratio (CAR) extensively to check
excessive growth of credit in the bank. What is the significance of CAR in credit policy of
Banks and how it works? (10 marks)

Q3. Risk Management is an important activity of the bank to keep it functional & healthy.
Any laxity on this front may lead to increase in non-performing assets
a) Explain Credit Risk, Operational Risk, Liquidity Risk & Interest rate Risk.

(5 marks)

b) What are the reasons of, non-performing assets. (5 marks).

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